AI Without the Risk

Leading Community Banks into the
New AI Economy

Position NBS as the trusted advisor with low-risk, non-customer-data AI solutions across Retail Branch, Call Center, Deposit Ops, and Loan Ops.

$211K
Annual Benefit Baseline
2,194
Addressable FIs
6-8 Weeks
Pilot Timeline

DELIVERABLE 1 — Action Plan for NBS

Comprehensive strategy to present repeatable AI solutions to community banks

A. Objective

Position NBS as the trusted advisor leading community banks into the New AI Economy—focused on low‑risk, non‑customer‑data use‑cases across Retail Branch, Call Center, Deposit Ops, Loan Ops, launched through GAIL (Generative AI Literacy) by Repeatable AI plus a suite of operational AI Voice Agents (Sales Training, Operational Training, P&P Reference, Commercial Underwriting/Credit Analysis).

B. Offer Packaging (repeatable solutions)

GAIL Readiness Program

(formerly "Black Belt")

Bespoke curricula by role and by institution; covers AI literacy, safety, governance, and hands‑on use with the AI Voice Agents.

Outcomes: trained staff, codified policies for safe AI use, change‑management momentum.

Operational AI Voice Agents

(no customer/member data required)

Sales Training AI Voice Agent – codifies retail selling playbooks.
Operational Training AI Voice Agent – compresses onboarding & cross‑training time.
P&P Reference AI Voice Agent – instant retrieval of policies/procedures; reduces error/rework.
Commercial Underwriting/Credit Analysis AI Voice Agent – supports credit analysis with public regs and internal P&P (no core data).
(All four are explicitly named in the memo.)
Risk Posture

Risk posture: Clear separation from core/regulated "money movement" functions; no external AI access to customer PII, and a standard Due‑Diligence (DD) pack for vendor review.

C. Targeting & Prioritization (answering Mark's note)

ICP (Ideal Customer Profile)

FI with $500m–$5b in assets; start with Tom's warm relationships and ops‑centric leaders (Retail/Service Ops).

Prioritize by

  1. Management sponsorship
  2. Recent turnover levels
  3. Branch footprint size
  4. Willingness to be a reference site

D. Engagement Sequence (repeatable)

Trusted Briefing (Executive)

45 minutes: "AI without the risk."

Ops Discovery (Managers)

Identify quick wins in Branch/Call Center/Back‑office.

ROI Snapshot

Use memo assumptions: $211k annual benefit baseline per FI (training + error/rework + supervision time).

Pilot Proposal (6–8 weeks)

Weeks 0–2: ingest P&P, training materials; configure AI Voice Agents; GAIL kickoff.
Weeks 3–6: live usage in 1–2 branches + call center group; measure KPIs (training hours saved, error rate, supervisor time).
Week 7–8: expand plan + board‑level update pack.

Scale Plan

Department‑by‑department rollout.

E. Pricing & Commercials (aligned to the memo; refine per deal)

Software License

$125k upfront
$25k annually thereafter

Seat‑based (first 50 workstations, then per 10‑seat increments) by department.

Implementation

$75k base
+ $25k per department

Term

3–5 years (banks are used to upfront + ~20% annual).

Commercial Relationship Options (addressing Mark's question)

Reseller‑Led

NBS is prime; "NBS AI Voice Agents powered by Repeatable AI." NBS bills client; pays Repeatable a software royalty; NBS retains services.

Co‑Sell/JV

Repeatable contracts software; NBS sells & delivers GAIL + implementation; revenue share on software ACV (e.g., 70/30) and services (e.g., 85/15 to NBS).

White‑Label

Full NBS brand; Repeatable under the hood with published DD materials.

F. Enablement Assets to Prepare

10‑slide executive deck
One‑pager per AI Voice Agent
Due‑Diligence pack
ROI calculator
Pilot SOW
Change‑management plan
GAIL syllabus by role
Case‑study template

G. KPIs

90‑day Targets

30
Executive briefings
12
Discoveries
6
Pilots
3
Signed expansions
2
Public references

Baseline per pilot

2‑week training reduction
≥50% reduction in policy‑application errors among new hires
Reclaim 780 manager hours/year/FI (modeled)

DELIVERABLE 2 — GTM Marketing Plan for NBS

Comprehensive go-to-market strategy for positioning NBS as the AI leader in community banking

1) Market Positioning (for Tom to carry)

Position

NBS leads community banks into the New AI Economy—safely.

Promise

Immediate, measurable operational gains—without touching customer data.

Proof

GAIL readiness + four proven no‑PII operational AI Voice Agents; DD pack; pilots that show training, error, and supervision savings (memo baseline $211k/FI).

Tagline Idea

"AI without the risk. Operational excellence, now."

Branding Choices

NBS-First

"NBS Operational AI Suite, powered by Repeatable AI (GAIL included)."

Co-Brand

"NBS × Repeatable: GAIL + Operational AI Voice Agents for Community Banks."

2) ICP & Segmentation

Primary Target

Banks & CUs $500m–$5b assets; ops leaders in Retail, Call Center, Deposit Ops, Loan Ops.

1,522 Banks
+
672 Credit Unions
=
2,194 Addressable FIs

3) Offers & Packages (repeatable)

Starter Package

Branches + Service

GAIL Training
Operational Training AI Voice Agent
P&P AI Voice Agent
50 seats included

Growth Package

Ops Suite

Everything in Starter
Sales Training AI Voice Agent
Call-Center voice workflows
Record-free QA & scripting

Credit Suite

Commercial Focus

Everything in Starter
Commercial Underwriting AI Voice Agent
Credit Analysis AI Voice Agent

Adoption Kit Includes

Manager dashboards
Usage targets
Office-hour coaching

4) Messaging House

Head Message

"Turn policy & training into instant answers, not tickets."

Pillars

1
Risk‑appropriate

(no PII)

2
Measurable ROI

Quantifiable benefits

3
Faster staff ramp

Reduced training time

4
Better member responsiveness

Instant access to information

Proof Points

DD pack
Pilot design
Reference quotes

5) Demand Programs (90‑day launch)

A. Relationship‑led motions (Tom's superpower)

Executive briefings roadshow

(virtual + in‑person): "AI Without the Risk: Operational Wins in 8 Weeks."

Board/ALCO memos template

For Tom to forward pre‑briefing.

Peer roundtables

(6–8 institutions each; non‑competitive geographies).

B. Content & Events

Webinar Series (3 parts)
1

"Operational AI for Community Banks—Where to Start (GAIL)."

2

"From P&P to 'Instant Answer'—Reducing Errors by 50%."

3

"Train Once, Scale Everywhere—Compressing Onboarding by 50%."

Conference Play

(state bankers' associations): micro‑talk + private dinners.

C. Always‑on

Monthly NBS Ops AI Brief

(2 pages)

ROI snapshot tool

For Tom's team to run live on calls

Landing page

With packages, DD pack request, pilot SOW

6) Sales Plays & Enablement

Sales Call Sequence

1
Executive Call (45')

Positioning + 3 KPI baseline questions (turnover %, new‑hire count, manager time on exceptions).

2
Ops Call (60')

Content handoff; upload P&P/training; pilot scoping.

3
Pilot Go/No-Go

ROI snapshot; SOW + calendar lock.

Objection Handling Template

"Regulators will care about AI."
"We don't touch customer data; our DD pack details controls."
"We're resource constrained."
"GAIL trains end‑users; AI Voice Agents are turnkey; pilot is 6–8 weeks."
"What about cost?"
Tie to $211k modeled savings; show seat‑based packaging; phase by department.

7) Metrics & Targets

Sales Funnel

2.5x
Briefings → Discoveries
50%
Discoveries → Pilots
60%
Pilots → Expansions

Revenue Model (per FI)

License Year 1
$125k
+
Annual TCV
$25k/year
+
Implementation
$75k + $25k/dept

(From memo)

8) Asset Kit (ready‑to‑build)

Sales Materials

Executive Deck (10 slides)

Problem, risk posture, GAIL, four AI Voice Agents, ROI, pilot, pricing, timeline, references

One-pagers (4 total)

One per bot with detailed specifications

Training Materials

GAIL Syllabus by Role

Branch CSR, Teller, Manager, Call Center, Deposit Ops, Loan Ops

Technical Materials

Due-Diligence Pack

Security, data-flow, hosting, access, audit, SOC/ISO posture

ROI Calculator

Editable turnover, error rate, manager time inputs

Outreach Materials

Email/LinkedIn Sequences

3-touch executive thread + 3-touch ops thread

9) Sample Copy (you can use immediately)

Email #1 (from Tom to CEO/COO/Head of Retail)

Talk Track (first 60 seconds)

"We've all seen AI headlines. The blocker in community banking is risk and due diligence. NBS solves that by staying out of customer data and starting with GAIL to get your people ready. Then we deploy four operational AI Voice Agents—Training and P&P first—so your tellers and call‑center agents get instant answers and faster onboarding. Memo‑based models show ~$211k annual benefit in Retail alone; pilots take 6–8 weeks to prove it, then we scale by department."

4) Immediate Next Steps (internal)

Decide brand path

(NBS‑first vs. NBS×Repeatable)

Confirm commercial model

(pick Option A/B/C above)

Spin up the asset kit

Deck, one‑pagers, DD pack, ROI calculator, pilot SOW, GAIL syllabus

Book executive briefings

First 10 from Tom's warm list; set webinar dates

Identify pilot candidates

3 prospects balanced by size and geography

AI Solutions Portfolio

Comprehensive AI-powered operational enhancement suite for community banks

GAIL Readiness Program

Generative AI Literacy

Bespoke curricula by role and institution covering AI literacy, safety, governance, and hands-on AI Voice Agent usage.

Trained staff
Codified policies for safe AI use
Change-management momentum

Sales Training AI Voice Agent

Retail Excellence

Codifies retail selling playbooks for consistent, effective customer interactions across all touchpoints.

50% Training Time Reduction

Operational Training AI Voice Agent

Faster Onboarding

Compresses onboarding and cross-training time through intelligent, adaptive learning paths.

2 Weeks Training Reduction

P&P Reference AI Voice Agent

Instant Access

Instant retrieval of policies and procedures, dramatically reducing errors and rework across operations.

≥50% Error Reduction

Commercial Underwriting AI Voice Agent

Credit Analysis Support

Supports credit analysis with public regulations and internal P&P, without accessing core banking data.

780 Manager Hours Reclaimed

Investment & Pricing

Flexible pricing models designed for community bank budgets and growth patterns

Software License

$ 125k upfront
+ $25k annually thereafter
  • First 50 workstations included
  • Per 10-seat increments thereafter
  • Department-based scaling
  • 3-5 year terms available

Implementation

$ 75k base
+ $25k per department
  • Complete setup & configuration
  • GAIL training delivery
  • AI Voice Agent customization
  • Change management support

Return on Investment

Based on documented pilot results and operational improvements

$211k
Annual Benefit Baseline
Training + Error Reduction + Supervision Time
2-week Training reduction per new hire
≥50% Reduction in policy application errors
780 hours Manager time reclaimed annually

Ready to Transform Your Operations?

Start your AI journey with a risk-free pilot program

6-8 Week Pilot Program

Prove the value with measurable results before full commitment

Weeks 0-2

Setup & Configuration

Ingest P&P, training materials; configure AI Voice Agents; GAIL kickoff

Weeks 3-6

Live Testing

Deploy in 1-2 branches + call center; measure KPIs

Weeks 7-8

Results & Planning

Expansion plan + board-level update pack

Ready to Get Started?

Contact Tom to schedule your 45-minute "AI without the risk" briefing

tom@nbsgroup.com
(555) 123-4567